Expertise with a human touch
Conveyancing
J & B Law are the firm you need for this process. We will provide you with our specialist skills, professional expertise and knowledge to act on your behalf. We will deal with your transaction efficiently and effectively. We will take time to explain the transaction to you in clear language. We will start by providing a clear and competitive quote for the process.
Try out our free conveyancing calculator
What’s your plan?
Our conveyancing calculator is designed to give you a clear, instant estimate of the costs involved in buying or selling a property. By combining key elements such as legal fees, disbursements, and transaction details, it provides a transparent overview to help you plan with confidence. Simple to use and built with accuracy in mind, it allows you to understand potential costs upfront, supporting more informed decisions from the very start of your property journey.
Please contact a member of our team below or email to discuss the best way forward for you and we will provide you with further and specific advice tailored to your circumstances.
Our fees assume that:
- This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
- This is the assignment of an existing lease and is not the grant of a new lease
- The transaction is concluded in a timely manner and no unforeseen complications arise
- All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
- No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.
Factors that would typically increase the cost of the service
- Legal title is defective, or part of the property is unregistered
- If you discover building regulations or planning permission has not been obtained
- If crucial documents we have previously requested from the client have not been provided
Buying a property
Selling a property
Buying & selling a property
Remortgaging a property
When should I instruct my solicitor?
As soon as you decide you want to move. Speak to us as soon as you decide to either sell your property and/or purchase a property We will start our onboarding process which is done with the most up to date IT software using our online APP. This is guaranteed to save you weeks off the length of your transaction.
What are Disbursements?
Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees or search fees for example. We handle the payment of the disbursements on your behalf to ensure a smoother process. We are not always aware of these fees when providing you with an initial quotation. We will advise you when we are made aware of any disbursements that are applicable during the course of the transaction.
Remortgage
Remortgaging means replacing your existing mortgage on a property you already own with a new mortgage deal. You do not move house; instead, the new loan pays off the old one.
Homeowners typically remortgage to secure a lower interest rate, avoid high standard variable rates, or borrow extra money against their home equity
Affordable Housing
Affordable housing includes a range of government schemes and low-cost ownership options designed for households unable to buy or rent on the open market.
These include discounted market sales, shared ownership (part buy/part rent), Rent to Buy, and affordable rented properties managed by local councils or housing associations.
Shared Ownership
Shared Ownership is a homeownership scheme which makes it easier for eligible purchasers to get on the property ladder. The government scheme allows buyers to purchase a share in a property, usually between 10% and 75%, while paying a reduced market rent to a housing association on the remainder. The scheme gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new-build or resale property.
Lifetime Mortgages / Equity Release
A lifetime mortgage is a way of realising the value of your home and turning into a tax-free, lump sum. In essence, you can secure a loan on your home which would not need to be repaid until you go into long-term care or until you pass away. It is an option favoured by those ages over 55 years old (with property value of at least £50,000).
Our equity release team offer specialist advice, working in combination with your financial adviser, providing a professional, efficient and friendly service. You should always discuss this with anyone that would benefit under your Willm, so they are fully aware of what your intentions are.
This can be a lengthy process as the lender most often appoints their own lawyers to ensure that the title to your property has nothing that would adversely affecting their security.
Please contact a member of our team below or email xxxxxxxxxxxxxxx for an initial chat.
Transfer of Equity
If you plan to transfer your property to someone else, it is important to carry this out properly. The process may appear simple. You can rest assured that the process will be executed exactly according to your instructions whilst advising you of the relevant law surrounding your personal circumstances.
We can provide you with a fixed fee for this service so you will know exactly what your costs will be. Please note if you are transferring ownership subject to a mortgage the lender will have to join in the transaction which could incur extra fees and the process will take longer.